Clouds

Why Purchase Owner's Title Insurance?

When you buy a new home, parties not involved in the transaction may have claims against the property, such as old mortgages, judgments, court actions, mis-indexed documents, mechanics' liens from contractors, and much more.

We conduct a title search before the closing to make sure there are no clouds or issues with the title. An issue with the title can cause delays with the closing as they take time to clear up.

Peace of mind

Huge savings on Peace of mind

An Owner's Policy protects you. A Lender's Policy does not. When you purchase an Owner's Policy, a Lender's Policy is issued at the same time for a small fee. The premium is a one time premium and the coverage lasts, in most cases, even after you sell your home.

Questions?
Quote

$
$
Lender's Policy
$0

Owner's Policy
$0

Purchased Together*
$0

*Cost of Owner's Title Policy + Lender's Policy when issued simultaneously.
An Owner's Policy Protects You

Owner's Policy vs. Lender's Policy

If you mortgage your home, most Lenders will require you to purchase a Loan Policy which protects the Lender's investment. A Loan Policy does not protect your interest.

If you purchase your home with cash, you absolutely should have an Owner's Policy to protect your investment.

It is a large investment you need to protect. An Owner's Policy covers almost all title claim amounts plus legal fees and costs.

Visit our FAQ page for additional information.

It is a large investment you need to protect. An Owner's Policy covers almost all title claim amounts plus legal fees and costs.

Vickie Hathorn

Vicki Hathorn
Sibcy Cline Title Agency
Licensed Title Agent

Call me: (513) 985-2637

VHathorn@SibcyCline.com

Get an Owner's Policy